Deterministic policy configuration
Risk matrix designer
Define factor groups, weights, thresholds, hard stops, mitigation credit and routing without rebuilding application code.
Factor library and weights
Factors are tenant-configurable, versioned and explainable.
Customer / legal form
Customer
Complexity and transparency of the customer type.
Source: EBA risk factors
Weight12
Jurisdiction exposure
Geography
Residence, incorporation, business and transactional geographies.
Source: FATF / national risk assessments
Weight18
Ownership complexity
Ownership & control
Layers, nominees, control through other means and trust roles.
Source: FATF R.24 / R.25
Weight18
Product complexity
Product & service
Liquidity, transferability, leverage and structuring complexity.
Source: EBA sector guidance
Weight12
Delivery channel
Delivery
Face-to-face, remote verification and introduced relationships.
Source: EBA risk factors
Weight8
PEP exposure
Integrity
Domestic, foreign, family member or close associate classification.
Source: FATF R.12
Weight14
Sanctions and adverse media
Integrity
Match confidence, relevance, recency and disposition.
Source: Firm policy
Weight12
SoW / SoF confidence
Funds & wealth
Plausibility, provenance, corroboration and evidence quality.
Source: EDD policy
Weight6
Active weight total: 100
Weights do not need to equal 100; the engine normalises the selected configuration.
Scenario simulator
33
Medium
Simulation does not alter live assessments. Published matrix versions are immutable and assessments retain the version used.